Debt

Debt is that which is owed; usually referencing assets owed, but the term can cover other obligations. In the case of assets, debt is a means of using future purchasing power in the present before a summation has been earned. Some companies and corporations use debt as a part of their overall corporate finance strategy.

A debt is created when a creditor agrees to lend a sum of assets to a debtor. In modern society, debt is usually granted with expected repayment; in many cases, plus interest. Historically, debt was responsible for the creation of indentured servants.

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2 Responses to “Debt”

  1.   Debt Management | Finance Glossary on December 16, 2008 7:40 am

    [...] debt management programme is to manage someones debts without further borrowing which involves negotiating new terms such as lower payments and reduced [...]

  2.   Loans | Finance Glossary on February 5, 2009 11:52 am

    [...] loan is a type of debt. The borrower needs to repay the lender the sum of money loaned part by part over time in order to [...]

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